Miscellaneous Consumer Loans
Alaska USA offers many different types of loans and many easy ways to apply.
Miscellaneous consumer loans are available for types of consumer goods not covered under other loan guidelines. These include items such as pianos, organs, tractors, backhoes, loaders, bulldozers, horse trailers, snow plows, and other serial-numbered personal property.
The loans may be used for new purchases and refinancing; both new and used items may qualify for a miscellaneous consumer loan.
Miscellaneous Loan guideline
| New | Used | |
|
December 30, 2009
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| Maximum loan amount | Normally, up to 90% of the purchase price, depending on the type of collateral. | Normally, up to 80% of the lesser of (a) purchase price or (b) value as determined by an acceptable appraisal, depending upon type of collateral. |
