Miscellaneous Consumer Loans

Alaska USA offers many different types of loans and many easy ways to apply.

Miscellaneous consumer loans are available for types of consumer goods not covered under other loan guidelines. These include items such as pianos, organs, tractors, backhoes, loaders, bulldozers, horse trailers, snow plows, and other serial-numbered personal property.

The loans may be used for new purchases and refinancing; both new and used items may qualify for a miscellaneous consumer loan.

Miscellaneous Loan guideline

New Used
December 30, 2009
Maximum loan amount Normally, up to 90% of the purchase price, depending on the type of collateral. Normally, up to 80% of the lesser of (a) purchase price or (b) value as determined by an acceptable appraisal, depending upon type of collateral.