Checking Accounts

Alaska USA offers three consumer checking account options to best fit your needs, lifestyle, and financial management preferences. The checking accounts include free, convenient account management tools and have no per-check fees.

Choose your checking

When it comes to checking, you… Best-fit account
Have recurring direct deposits to your account Convenience Checking
Maintain at least $500 in checking or any other associated share or loan account Relationship Checking
Are just starting out-between the ages of 13-25 Relationship Checking
Want to earn dividends on your balance Investor Checking

Account types

Convenience Checking
No monthly fee when you have a recurring direct deposit to the checking account.
Relationship Checking
No monthly fee when you maintain at least $500 in your checking account or any other associated share or loan account. Also free for members age 13-25.
Investor Checking
No monthly fee when you maintain a minimum balance of $1,000. Earns dividends each day the balance is at least $1,000.

Free and low-cost features

All consumer checking accounts offer:


Members who open checking accounts must be at least 13 years of age and are subject to Chex Systems verification.

You may change your checking account type at any time without changing your account number or reordering checks. Change your account online, at any branch, or call the Member Service Center. Please note that the type of account does not automatically change based upon the account balance or direct deposit activity.

For complete account information, refer to the Share Account Disclosure Statement. You will also receive a copy when you open an account.

Investor Checking dividends are earned at a rate based on money market conditions, calculated daily, and paid monthly on the total account balance each day the balance is at least $1,000.